Formula and calculation method
Future equivalent = current amount × (1 + inflation)^years. Purchasing power = current amount / (1 + inflation)^years.
A constant user-entered inflation scenario, not historical CPI data.
How to use inflation calculator
- Set Principal / amount. The example below uses 100000.
- Set Annual inflation (%). The example below uses 3.
- Set Years. The example below uses 10.
- Select Calculate to update the result. Reset restores the illustrated inputs. Copy, print or download your own result if you need a record.
Worked example
Example inputs
- Principal / amount
- 100000
- Annual inflation (%)
- 3
- Years
- 10
- Future equivalent
- 134,391.63793441
- Future purchasing power
- 74,409.39148967
Factors affecting your result
A constant user-entered inflation scenario, not historical CPI data.
Changing principal / amount changes the scenario being evaluated. Adjust one input at a time when comparing results, keep a copy of the assumptions, and compare values using the same unit and period. A precise arithmetic result does not make an uncertain assumption precise.
Frequently asked questions
How does the inflation calculator work?
Future equivalent = current amount × (1 + inflation)^years. Purchasing power = current amount / (1 + inflation)^years.
What inputs does Inflation Calculator need?
Enter principal / amount, annual inflation (%), years. Read the unit labels; percentages are entered as ordinary percentages, not decimal fractions.
How should I interpret the inflation calculator result?
A constant user-entered inflation scenario, not historical CPI data.
Are my inflation calculator inputs uploaded?
No. The calculation runs in this browser. Favorites, recent tool names, theme and formatting preferences may be saved locally, but calculation inputs are not sent to a calculation server or stored by this website. Shared links do not include entered values.
Maintained by Calculators.buzz Editorial Team. Implementation date: . No professional credentials or clinical review are claimed. Read our methodology policy.