Financial / Browser calculator

CAGR Calculator

CAGR Calculator works from the inputs you provide and returns compound annual growth rate (%), total return (%). Use the calculation panel to explore a scenario, then check the formula and limitations before applying the result.

Your inputs

Minimum: 1e-06
Minimum: 0
Minimum: 1e-06 · Maximum: 100

Your results

Enter your values and calculate to see the result.

This estimate is for information and comparison, not financial, investment or tax advice.

Understanding cagr calculator

CAGR replaces a fluctuating investment path with one annual rate connecting the start and end values. It does not show volatility or the order of yearly returns. If money was added or withdrawn between those dates, use a dated cash-flow method such as XIRR instead of treating every ending gain as investment growth.

Formula and calculation method

CAGR = [(ending value / beginning value)^(1/years) − 1] × 100.

CAGR describes a smoothed annual rate for an initial investment with no intervening cash flows. Use XIRR for dated additions and withdrawals. A past CAGR does not guarantee a future return.

How to use cagr calculator

  1. Set Beginning investment value. The example below uses 100000.
  2. Set Ending investment value. The example below uses 150000.
  3. Set Elapsed years. The example below uses 5.
  4. Select Calculate to update the result. Reset restores the illustrated inputs. Copy, print or download your own result if you need a record.

Worked example

Example inputs
Beginning investment value
100000
Ending investment value
150000
Elapsed years
5
Compound annual growth rate (%)
8.44717712
Total return (%)
50

Factors affecting your result

CAGR describes a smoothed annual rate for an initial investment with no intervening cash flows. Use XIRR for dated additions and withdrawals. A past CAGR does not guarantee a future return.

Changing beginning investment value changes the scenario being evaluated. Adjust one input at a time when comparing results, keep a copy of the assumptions, and compare values using the same unit and period. A precise arithmetic result does not make an uncertain assumption precise.

Frequently asked questions

How does the cagr calculator work?

CAGR = [(ending value / beginning value)^(1/years) − 1] × 100.

What inputs does CAGR Calculator need?

Enter beginning investment value, ending investment value, elapsed years. Choose values that correspond to the same situation and measurement convention.

How should I interpret the cagr calculator result?

CAGR describes a smoothed annual rate for an initial investment with no intervening cash flows. Use XIRR for dated additions and withdrawals. A past CAGR does not guarantee a future return.

Are my cagr calculator inputs uploaded?

No. The calculation runs in this browser. Favorites, recent tool names, theme and formatting preferences may be saved locally, but calculation inputs are not sent to a calculation server or stored by this website. Shared links do not include entered values.

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